Certificates and the most famous brick game: a parallel for understanding investment products for individuals

After graduating and obtaining a master's degree at the Cattolica University in Milan, he is a contract lecturer at the Bicocca University in Milan and a consultant for profit and non-profit organisations. A certified PMI project manager and author, he is also a lecturer at the 24ORE Business School of Il Sole 24 Ore. Since 2024 he has also graduated in Clinical Psychology.

Nicola Francia is an expert in financial markets and a key figure in the European investment products landscape. In 2015 he joined UniCredit and since 2023, he has been part of the Investment Division. In 2006, he was among the founding members of ACEPI (Italian Association for Certificates and Investment Products), where he served for many years on the Board of Directors and became President in 2019. He also serves on the Board of Directors of EUSIPA.

Morya Longo is a financial journalist for the daily newspaper Il Sole 24 Ore since 2000. He wrote about the major Italian crack (from Cirio to Parmalat) and about all the major financial events in Italy and worldwide. Since 2008 he describes the complex dynamics of the financial markets, also as columnist. Before working for Il Sole 24 Ore, he had short experiences in the Italian office of the press agency Reuters, in the weekly newspaper Il Mondo and in Radio 24.

Pierpaolo Scandurra, active in the markets since 1998, is Managing Director of Certificati e Derivati and Editor of the Certificate Journal. Author and speaker at industry events, he collaborates with ACEPI on specialist training. He heads the Research Office of CedLAB, a platform for certificate analysis.

Graduated with honors in Economics from Roma Tre University. Worked as Investment Analyst at Sofia SGR, currently Senior Advisory Partner at BNL BNP Paribas, supporting clients in financial and wealth planning since 2017.